Zelle is a convenient, fast, and secure way to send and receive money between friends, family, and people you trust—right from your U.S. bank account. Whether you’re splitting the cost of a dinner, paying your roommate for rent, or sending a birthday gift, Zelle makes money transfers quick and easy, without the need for cash or checks.
What Zelle Does
Zelle connects directly to your bank account, allowing you to transfer money instantly to nearly anyone in the United States who also has a U.S. bank account. Most payments are completed within minutes, making it one of the fastest peer-to-peer payment services available.
Main Features
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Fast and Reliable Transfers: Send or receive money within minutes—no waiting for checks to clear.
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Direct Bank Integration: Available in many major U.S. banking apps, or you can use the standalone Zelle app.
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Safe and Secure: Zelle uses the same trusted security features your bank or credit union provides.
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Simple to Use: All you need is the recipient’s email address or U.S. mobile number to send or request money.
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No Fees: Zelle doesn’t charge you for sending or receiving money (check with your bank for any potential fees).
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Wide Compatibility: Works with most U.S. banks and credit unions, so it’s easy to connect and get started.
Why Choose Zelle
Zelle eliminates the hassle of handling cash, writing checks, or waiting for long transfer times. It’s perfect for everyday payments and quick transfers among people you trust.
Download the Zelle® app below to experience a faster, safer, and easier way to move your money.











